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Car Insurance
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* 21+ Insurers to choose
* 1.2Cr Vehicles Insured
Car Insurance
Compare & Save upto 85%* on Car Insurance
* Renew Policy in 2 Minutes
* 21+ Insurers to choose
* 1.2Cr Vehicles Insured
Car insurance also known as vehicle insurance provides financial coverage to the insured car against road accidents, theft, and fire. It also covers damages due to natural calamities, animal attacks, and manmade acts, along with third-party death or property damages. Having a valid third-party insurance policy ensures that you comply with the laws of the Motor Vehicles Act, 1988.
| Categories | Key Features |
|---|---|
|
Third-party damages |
Death, injuries & property damages |
|
Own damage cover |
Available under standalone and comprehensive |
|
No Claim Bonus |
Up to 50% |
|
Car insurance premium |
Starting at ₹1094* |
|
Discounts |
Anti-theft, NCB, Deductibles, AAI Membership |
|
Add-on covers |
More than 10 add-ons such as Zero dep, NCB protect, Roadside assistance, etc. |
|
Buying/Renewal Process |
Online |
|
Personal accident cover |
Up to ₹15 lakh |
|
Cashless Garages/Repairs |
Available |
| Categories | Key Features |
|---|---|
|
Third-party damages |
Death, injuries & property damages |
|
Own damage cover |
Available under standalone and comprehensive |
|
No Claim Bonus |
Up to 50% |
|
Car insurance premium |
Starting at ₹1094* |
|
Discounts |
Anti-theft, NCB, Deductibles, AAI Membership |
|
Add-on covers |
More than 10 add-ons such as Zero dep, NCB protect, Roadside assistance, etc. |
|
Buying/Renewal Process |
Online |
|
Personal accident cover |
Up to ₹15 lakh |
|
Cashless Garages/Repairs |
Available |
Third-Party Car Insurance
Third-party or liability only policy is mandatory for all the vehicle owners to drive on the Indian roads. Compensation is provided for death/injuries caused to a third-person, and property damage(up to Rs 7.5 lakh). However, it does not cover damages caused to the insured car.
Comprehensive Car Insurance
A comprehensive car insurance policy covers both third-party liabilities and own damages. Under this plan, the insured person can avail cashless repair services at the network garages. Furthermore, the policyholder can enhance the policy coverage with add-ons or riders such as roadside assistance cover, zero depreciation cover, etc. by paying a nominal amount of extra premium.
Standalone Own Damage
A standalone own damage car policy financially covers accidental damages caused to the insured car. It can be purchased with an active third-party insurance policy. In India, as per the Motor Vehicles Act, it is mandatory to hold at least a third-party cover for all car owners. However, having standalone insurance offers financial help in case of own-damages to the insured car and third-party liabilities as well.